Financial Aid Satisfactory Academic Progress Policy
In addition to meeting individual financial aid program requirements, students must make satisfactory academic progress toward completing a degree or certificate program to receive aid. The North Central Michigan College Academic Progress Policy applies to all students who receive financial aid from any financial aid program administered by the College, unless exempt by the program. Federal regulations require that colleges review all enrollment periods whether or not aid was received.
Satisfactory Academic Progress is monitored at the completion of each semester of enrollment.
A student must meet all three of the following requirements:
Minimum grade point average (GPA) requirement:
All financial aid students must have a minimum 2.0 cumulative GPA to be eligible for financial aid for the following semester; AND
Minimum completion factor requirement:
All financial aid students must successfully complete a minimum of 67% of all credit hours attempted, whether or not financial aid was received for those attempted credits. Successful credit hours completed include all transfer credits accepted and all grades recorded on the transcript of 4.0 through 1.0. When calculating the completion factor the following designations are considered attempted but not successfully completed: Incompletes (I), 0.0 grade (E), withdrawals (W), and repeated courses (R). Note: Students cannot receive financial aid for audited (AU) classes and these credits are not included in attempted hours. AND
Maximum time to complete Degree (150% Rule):
All financial aid students cannot attempt more than 90 credit hours or 150% of the official North Central Michigan College academic program requirements. Aid eligibility concludes after this time frame, pending mitigating circumstances. Attempted credit hours include: credits transferred from another college; incompletes; 0.0 grade (E); withdrawals; and repeated courses.
Financial aid recipients who are not meeting the academic progress policy eligibility requirement will be notified of their status.
FINANCIAL AID WARNING STATUS
Financial aid recipients who do not meet the eligibility requirements will be placed on a Warning Status semester of financial aid to move toward acceptable GPA and/or completion rates. The student will continue to receive financial aid during this semester. However, the College reserves the right to deny loans to students who are on Warning Status or are not making acceptable progress toward an educational goal. Students who fail to make satisfactory academic progress after the Warning period will become ineligible and have their financial aid withdrawn until they meet the standard.
REINSTATEMENT AFTER INELIGIBILITY
With the exception of the 150% Rule, a student may be reinstated after meeting one of the following conditions. Classes taken at institutions other than North Central are not considered for reinstatement purposes.
- The student has taken, without funding from the financial aid office, at least six credit hours and has passed those six credit hours with a grade of “C” or better. Courses taken for Pass/Fail may not be included. The student will be given aid on a Warning Status for the next semester the student attends NCMC.
- The student has taken, without funding from the financial aid office, enough credit hours to meet the GPA and completion rate requirements. The student will be reinstated without Warning Status.
APPEAL PROCESS AND FINANCIAL AID PROBATION STATUS
Financial Aid Probation Status is assigned to a student who fails to make satisfactory academic progress, is terminated, has appealed, and then has had eligibility for aid reinstated for one semester. Specific conditions (e.g. reduced course load) may apply to the student’s probation period.
A termination appeal can only be considered if it is an extraordinary event that prevented the student from achieving satisfactory academic progress. A student whose financial aid has been terminated may appeal in writing to the Director of Financial Aid. The written appeal must:
- Explain any mitigating or extenuating circumstances.
- Tell why the student failed to make satisfactory academic progress.
- Describe what has changed in the student’s situation that will allow the student to demonstrate satisfactory academic progress at the next evaluation.
- Contain an academic plan, developed with an advisor.
- Include appropriate documentation. Acceptable documentation includes letters from a physician, attorney, social service agency, parole officer, or an obituary notice, divorce decree and/or academic records.
Appeals can result in a) denial of reinstatement, or b) Probation Status with reinstatement of the student’s financial aid for one semester. The result of an appeal will be communicated to the student and recorded in the student’s financial aid file. A student may file a satisfactory academic progress appeal only one time.